Dealing with a debt in collections can be tough but the issue can be resolved with proper budgeting and money management. We'll help you deal with those third-party debt collection agencies.

Having a charged-off loan on your credit history can lower your credit score. A credit card charge-off happens when you're 180 days late on your payments. Having the charge offs will make a significant difference to your credit score!

A late payment will hurt your credit scores. If left unchecked, this record can damage your credit scores a great deal for up to seven years.

Real estate liens are financial claims against property. A property lien is a legal notice that's places an unpaid debt on file. Liens can come out of nowhere but we’re here to help.

Bankruptcy is not a step to be taken lightly. Foreclosures and excessive debts are a nightmare. Find out if Chapter 7 bankruptcy or Chapter 13 bankruptcy is right (or necessary) for you.

No one wants to hear the “F word”, foreclosure. The legal process in which a lender attempts to recover the balance of a loan from a delinquent borrower by forcing the sale of the asset used as the collateral for the loan.

When you finance or lease a vehicle and you fall behind on your loan payments, your creditor or lessor has the right to take possession of your vehicle… until you’ve paid off your loan or lease obligation. We’ll help you review the contractual right of repossession and get you on the path to repossessing your vehicle

When judgments are filed, they will end up on your credit report and start to seriously affect your credit score for at least and up to 7 years. How is this? Well, there are four types of judgments that can appear on your credit report and they all have different stakes.