Tips on how to build credit

It takes time, so be patient. 

Good credit is necessary for success.  To get started you want to avoid as many hard inquiries that do not result in credit, as possible. The best way to do this is to open a secured credit card. A secured credit card will allow you the same benefits as the traditional credit card, they're just a lot easier to obtain. Something to be mindful of when opening a secured credit card is not every credit card company will report to all three credit bureaus, here is a link to my credit repair web page where I've provided access to a secured credit card company that will report to all 3 bureaus once you've applied. The benefit to starting out with a secured credit card are very promising!  https://movingforwardlifestyle.com/credit-repair/                                                              (under my credit repair tab) 

*tip* you will want to use that credit card but keep the balance below 30 to 25 % of the credit card limit

*frequently asked* How many credit cards should i have? well a good rule of thumb would be at least two. 

Next, we want to have a mixer of installment and revolving credit, so we need to get you an installment loan on your credit profile. Now you my already have one and not know it, this could a student loan, auto loan, home loan, or personal loan. If you need a personal loan to help build your credit click this link https://selflender.com/refer/11872420

Now that your starting to build credit. Remember to always make your payments on time or this could affect your credit score. If you run in credit trouble and not sure want to contact a professional to help guide you on fixing your credit.